We are pleased to present this dual-primary-bedroom home located on a quiet lane with thirty-nine residences and two vacant lots in the F-Section of Palm Harbor. A charming, tiled front porch with sitting area welcomes you home. Inside, you are greeted by a convenient coat closet and an inviting step-down living room accented by decorative wrought-iron railing. The split floor plan offers excellent privacy, with a bedroom wing on each side of the home. Both primary bedrooms feature walk-in closets, while the main primary suite includes an en-suite bathroom and sliding glass doors leading to the rear lanai. Bedroom 2 enjoys access to a nearby full bath through a private hallway with a pocket door, creating an ideal guest or secondary suite setup. Bedroom 3 is a bright corner room with four windows and also works beautifully as a home office. A versatile bonus room with French doors opens to the screened lanai and could serve as a fourth bedroom, office, playroom, hobby room, or flex space to fit your needs. The kitchen offers a breakfast bar, granite countertops, stainless steel appliances, and a pantry for additional storage. The screened lanai has ceiling fans for comfort and hurricane shutters for storm protection, privacy or sun reduction. The lanai looks out over the fully fenced back yard. Luxury vinyl plank flooring runs throughout most of the home, with carpeting in the living room and bedroom 2. Energy efficiency is a standout feature, with both a solar hot water heater and solar electric system installed in 2019. Recent electric bills have produced credits back from FPL. Additional updates include a new HVAC system in 2024 and a roof replacement in 2013. The garage has a tiled floor, pull-down attic stairs, a side access door and a window for extra light. Please note: The vacant separately deeded lot to the rear (31 Fernwood Ln) is currently combined with the property under the Flagler Property Appraiser but is not included in this sale. The lot is available separately under MLS #FC318581. Schedule your private showing today!